Insurance terms

The insurance cover takes effect from the time when the movement for loading of the insured goods begins and ends at the time the unloading is completed at the place of destination, subsisting during transport.

Goods insured:

Furniture and household or office equipment. Cars.

Valuation of the Insured Assets

Given the used nature of the goods and that subjective criteria could be applied to their valuation, it is expressly agreed that the declared value is lower than the value of the goods insured in new condition or, if such goods do not already exist on the market, which would correspond to others, also new, of the same or similar quality, characteristics and performances.

Any object in excess of €150 must be identified, sets must specify the number of pieces. Any object considered a cataloged Work of Art will be provided Author, year, technique and value.

Exclusions:

• Any failure or internal damage or its consequences, which are not due to an external cause, violent, sudden and intentional duly attested by written recognition certificate issued within 24 hours of the occurrence of the events and duly signed by the carrier and the insured.
• Under no circumstances will our staff check the operation of electrical or electronic equipment. Internal damage shall not be taken into account.
• Purely aesthetic non-functional damage unless the insured can credibly prove that it occurred during the term of this insurance.
• Oxidation and/or corrosion and similar processes.
• Personal clothing will be packed in cardboard boxes and is not covered dry cleaning and ironing.
• Damage to furniture due to climatic changes (temperature, humidity) between the country of origin and destination.
• Indirect losses, such as loss of use and other business risks.
• It will not be possible to insure any liquid or damage that may cause.
• Jewerly
• Documents
• Food
• Any object that cannot be legally transported (e.g., ivory, mercury, stuffed animals).

Partial loss or breakdown

In the event of partial loss or damage, the insurer shall bear the cost of repair. However, no liability shall be assumed for any loss of value after repair. The insured value shall be proportional in the event that the covered objects or part of them have disappeared or are irreparable, or the repair costs exceed their value.

Cars:

Vehicles transported are included in the insured goods, but only to basic coverage with a franchise of 1000 €. Mechanical or purely aesthetic damage will not be covered.

Procedure for complaints:

In the event of an incident, you can contact SIT Spain - info@sitspain.com within 24 hours. A file shall be opened and must be managed and completed within a maximum of one month.

The settlement is based on the real value of the assets and not exceeding the amount provided, resulting from deducting the value of depreciation according to its age, degree of use and state of conservation until the moment immediately before the occurrence of the claim.